Mortgage Calculator
Estimate your monthly mortgage payment, including principal, interest, taxes, and insurance.
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Monthly Payment
$2,609
Payment Breakdown
Principal & Interest
$2,084
Property Tax
$400
Home Insurance
$125
Loan Amount
$320,000
Total Interest Paid
$430,240
Total Cost of Loan
$750,240
See your actual rate
Based on your numbers, compare personalized offers from top lenders — no impact to your credit score.
What to Do After Running the Numbers
Once you’ve estimated your monthly payment, the next step is comparing actual lender offers. Our best mortgage lenders comparison breaks down rates, fees, and approval speed for each lender. Check today’s mortgage rates to see how your estimated rate compares to the market. If you’re deciding between loan types, our FHA vs conventional guide explains which loan fits your situation. First-time buyers should also explore down payment assistance programs that could significantly lower your upfront costs.