A. The DOSS Group, Inc., DOSS Pros, LLC, and DOSS Social, LLC have a real estate broker's license in certain states (see Section 21). DOSS Home Loans, LLC has a mortgage broker's license in certain states too (see Section 21). However, unless provided for in your Product's Terms, The DOSS Group assumes no responsibility for any result or consequence related directly or indirectly to any action or inaction that you or any consumer takes based on the Services or any other information available through or in connection with the Services.
A. Affiliated Business Relationship Notice: This is to give you notice of business relationships among the following providers. DOSS Group, Inc., which operates askdoss.com and promotes AskDOSS, among other programs; DOSS Pros LLC (“DOSS Pros”); DOSS SOCIAL LLC, (“DOSS Social”); DOSS Home Loans LLC (“DOSS Home Loans”), DOSS Residential Warranty LLC (“DOSS RWS”); DOSS Mortgage, LLC (“DOSS Mortgage”); DOSS Home Repairs, LLC (“DOSS Home Repairs”), are affiliated companies and each may refer to you the services of another. All of the companies named above are directly or indirectly wholly owned by DOSS Group, Inc. through one or more subsidiaries. Because of these relationships, any referrals of or to you by any of the DOSS Group companies may provide the referred company, its direct or indirect parent (including DOSS Group, Inc.), and their respective employees with a financial or other benefit.
B. DOSS Group and DOSS Home Loans. Except for DOSS Home Loans, the DOSS Group does not provide or utilize any information for use in loan-related decisions, and you acknowledge and agree not to use any information obtained from DOSS Group or any other DOSS Group subsidiaries or affiliates or Services for loan related decisions. If you choose to engage with DOSS Home Loans you will be subject to DOSS Home Loans' separate Product's Terms. You can find more information about DOSS Home Loans mortgage lending services athttps://www.dosshomeloans.com.
4. Use of the Services; Restrictions.
5. Prohibited Use. BY USING THE SERVICES, YOU AGREE NOT TO:
reproduce, modify, distribute, display or otherwise provide access to, create derivative works from, decompile, disassemble, or reverse engineer any portion of the Services, except as explicitly permitted by any Product's Terms to the extent applicable to that product's Services;
provide/post/authorize a link to any of the Services (including but not limited to an agent profile page) from a third-party website that is not a real estate-related website owned or operated by a real estate or lending professional or institution;
remove or modify any copyright or other intellectual property notices that appear in the Services; use the Services in any way that is unlawful, or harms the DOSS Group companies, its service providers, suppliers, affiliates, or any other user;
use the Services in any way to discriminate against any individual or className of individuals protected under federal, state or local laws, or which may have a discriminatory impact against any individual or className of individuals, or which otherwise promotes illegal, racist or discriminatory activities or outcomes;
distribute or post spam or other unsolicited messages, chain letters, pyramid schemes, or similar communications through the Services;
impersonate another person, misrepresent your affiliation with another person or entity, or make any representation to any third party under false pretenses;
reproduce, publicly display, or otherwise make accessible on or through any other website, application, or service any reviews, ratings, or profile information about real estate, lending, or other professionals, underlying images of or information about real estate listings, or other data or content available through the Services, except as explicitly permitted by us for a particular portion of the Services;
upload invalid data, viruses, worms, or other software agents to the Services;
post, reproduce, publicly display, or otherwise make accessible any content, which we, in our sole judgement and discretion, consider illegal, offensive or objectionable including without limitation content that harasses, discriminates, demeans, threatens or disparages any individual or className of individuals;
interfere with, or compromise the system integrity or security of the Services, or otherwise bypass any measures we may use to prevent or restrict access to the Services;
conduct automated queries (including screen and database scraping, spiders, robots, crawlers, bypassing “captcha” or similar precautions, or any other automated activity with the purpose of obtaining information from the Services) on the Services;
use any of the DOSS Group's trademarks as part of your screen name or email address on the Services;
access or use any of the Services to develop competitive products or services; or attempt to, or permit or encourage any third party to, do any of the above.
B. Subscriptions. The Services may include features that allow for automatically recurring payments for periodic charges (“Subscription Service”). If you decide to activate a Subscription Service, you authorize us to periodically charge, on a going-forward basis and until cancellation of either the recurring payments or your account, all accrued sums on or before the payment due date for the accrued sums. The subscription will continue unless and until you cancel your subscription, or we terminate it. You must cancel your Subscription Service before it renews in order to avoid billing of the next periodic subscription fee to your account. We will bill the periodic subscription fee to the payment method you provide to us during registration (or to a different payment method if you change your payment information). We may change the subscription fee for any subsequent subscription period but will provide you advance notice of any increase before it applies. Unless otherwise stated in your Product's Terms, you may cancel a Subscription Service through the settings page in your account; by contacting us at, firstname.lastname@example.org; or, if applicable, by contacting your business consultant.
7. User Materials.
8. 3rd Party/Linked Services/Sent information.
B. Certain Third-Party Services.
(i) Referrals and Lead Sales. As part of the Services, you may be connected with a real estate professional. You authorize us to make such referral or lead transfer and acknowledge that we may be paid valuable consideration for facilitating such connection. As part of the Services, you may be connected to a party that provides mortgage loan origination services, title and escrow services, or other settlement services. In the event that any of these parties have an affiliated relationship with any of the DOSS Group companies, then one or more of the DOSS Group companies may receive a financial or other benefit from the referral between such affiliates.
(ii) Non-Affiliated Financial Products. If you choose to contact a non-affiliated bank, mortgage lender, financial institution, mortgage loan originator, loan broker, or other mortgage professional through the Services by filling out a contact, other request form or otherwise indicating your interest in contacting (or being contacted by) a Third-Party Provider (including requests for mortgage rate quotes) on the Services, you authorize the DOSS Group companies to provide the information you submit to the Third-Party Provider. If you include your name, contact information and other information in a request, your identity will no longer be anonymous to the Third-Party Provider. Your submission of information and any request for quotes through the Services is not an application for credit. In the case of non-affiliated financial products, the DOSS Group companies are only providing an administrative service to consumers and participating Third-Party Providers. Loan approval standards are established and maintained solely by individual Third-Party Providers. Decisions in any related non-affiliated transactions are made by participating Third-Party Providers and are not made by the DOSS Group and the DOSS Group companies are not responsible for the underwriting activities or credit decisions of any Third-Party Provider. Any non-binding quotes provided by the DOSS Group companies for Third-Party Providers' financial products are not intended to be official Loan Estimates as defined in the Real Estate Settlement Procedures Act or the Truth in Lending Act or otherwise serve as a disclosure of any specific loan terms or conditions under any state or federal law. Interest rates displayed through the Services are for informational purposes only and reflect non-binding quotes of the terms a Third-Party Provider might offer an applicant fitting a consumer's anonymous profile. Actual interest rates may vary. Consumers should rely on their own judgment in deciding which available loan product, terms, and Third-Party Provider best suit their needs and financial means. Except as set forth in Section 8(b)(i) above or as otherwise disclosed to you or provided in other Product's Terms, the DOSS Group companies, other than DOSS Mortgage: (a) are not a Third-Party Provider, loan originator, loan processor or underwriter; (b) do not aid or assist applicants in obtaining loans, solicit applicants or Third-Party Providers for loans, or offer or negotiate terms of applications or loans; (c) do not take mortgage applications, make loans or credit decisions or prequalify or preapprove applicants for loans; (d) are not an agent of either any consumer or any Third-Party Provider; (e) do not endorse, refer or recommend any Third-Party Provider that pays The DOSS Group companies or the products of any Third-Party Provider that pays the DOSS Group companies; (f) are not responsible for any errors or delays caused by consumers or any Third-Party Provider in the loan process; and (g) do not guarantee offer of, or acceptance into, any particular loan program or specific loan terms, conditions, or rates with any Third-Party Provider, or that any rates or terms will be the best available.
(iii) Rental Products. If you choose to submit your information in order to submit a background or credit check, you are subject to the Checkr, Experian, Equifax, and TransUnion terms as described in Section 8(C) below. We do not process, or store background or credit check information related to rental products and do not control how a landlord uses background or credit check information in evaluating their applications. We do not guarantee any acceptance by a landlord of an application but do require all landlords using the Services to comply with the Fair Housing Act and other applicable laws.
C. Additional Terms for Third Party Services. Certain aspects of the Services include third-party tools that are subject to additional third-party terms, including, but not limited to, the following:
(iii) Checkr. We do not currently perform background checks, however, background checks may become implemented as part of some Services. In the event that background checks become implemented, users would use the third-party background check service, Checkr, to submit an application and background check to a landlord. If you are using the Checkr services, you authorize the DOSS Group to obtain your background check report, including criminal and eviction history, and to share that information with third parties, such as Landlords you submit an application to, and agree to the Checkr Terms of Service available athttps://checkr.com/terms-of-service/.
(iv) Experian. Some of the Services allow you to use the Experian Connect service to submit a request for a credit check to be sent to a landlord. If you use the Experian services, you agree to the E x p e r i a n C o n n e c t T e r m s a n d C o n d i t i o n s , a v a i l a b l e a thttps://www.experian.com/connect/legal/terms.
Intellectual Property Notices:
Certain content on the Services is owned by ZIP+4 data and the United States Postal Service. To view a complete list of our issued patents and active trademarks, click here. The names of actual companies, products, and services mentioned herein may be the trademarks of their respective owners. Any rights not expressly granted herein are reserved. We do not assert copyright or grant any rights to the underlying images or descriptions of real estate listings provided through the Services. Any use of these images and descriptions is subject to the copyright owner's permission and the requirements of applicable law.f
10. Feedback. If you choose to provide input and suggestions regarding the Services, including related to any of the DOSS Group Materials (“Feedback”), then you hereby grant us an unrestricted, perpetual, irrevocable, non-exclusive, fully-paid, royalty-free right to use the Feedback in any manner and for any purpose, including the improve the Services or create other products and services.
11. DMCA; Claims of Copyright Infringement. We respect the intellectual property rights of others and ask that everyone using the Services do the same. Anyone who believes that their work has been reproduced on the Services in a way that constitutes copyright infringement may notify our copyright agent in accordance with Title 17, United States Code, Section 512(c)(2), by providing the following information:
If relating to content on AskDOSS.com and related websites: email@example.com.
If you give notice of copyright infringement by e-mail, we may begin investigating the alleged copyright infringement; however, we must receive your signed statement by mail or as an attachment to your e-mail before we are required to take any action.
20. Notice to California Residents. If you are a California resident, under California Civil Code Section 1789.3, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 N. Market Blvd., Suite S-202, Sacramento, California 95834, or by telephone at (800) 952-5210 in order to resolve a complaint regarding the Service or to receive further information regarding use of the Service.
21. Contact Information and License Disclosures. The Services are offered by DOSS Group, Inc. and its subsidiaries and affiliates, located at 1300 McGowen St., Houston, Texas 77004. You may contact the DOSS Group by sending correspondence to that address or emailing firstname.lastname@example.org. See a complete list of DOSS Group, Inc.'s real estate brokerage licenses, here:https://askdoss.com/info/#/buyer.
DOSS Pros LLC is a wholly-owned subsidiary of DOSS Group, Inc. and has its headquarters at 1300 McGowen St., Houston, Texas 77004. The Nationwide Mortgage Licensing System (NMLS) Identification Number for DOSS Pros is 9005510, EQUAL HOUSING OPPORTUNITY.
DOSS Social LLC is a wholly-owned subsidiary of DOSS Group, Inc. and has its headquarters at 1300 McGowen St., Houston, Texas 77004. The Nationwide Mortgage Licensing System (NMLS) Identification Number for DOSS Social is 9005614, EQUAL HOUSING OPPORTUNITY.
DOSS Home Loans, LLC is a wholly-owned subsidiary of DOSS Group, Inc., and has its headquarters at 1300 McGowen St., Houston, Texas 77004. The NMLS Identification Number for DOSS Home Loans, LLC is 2004099. DOSS HOME LOANS, LLC IS AN EQUAL HOUSING LENDER.
DOSS Residential Warranty Services LLC, is a wholly-owned subsidiary of DOSS Group, Inc.