Insurance

Homeowners insurance rates, coverage comparisons, and money-saving tips by state.

Homeowner Insurance Guide for Louisiana

October 6, 2025

Louisiana homeowners pay an average of $4200 per year. Learn about hurricane coverage and the Fortify Homes grant program.

Homeowner Insurance Guide for Kansas

September 28, 2025

Kansas homeowners pay an average of $2600 per year for insurance. Learn about hail-resistant roofing discounts and tornado preparedness.

Homeowner Insurance Guide for Kentucky

September 26, 2025

Kentucky homeowners pay an average of $2200 per year for insurance. Learn about tornado and earthquake risk and mine subsidence coverage.

Homeowner Insurance Guide for Iowa

September 24, 2025

Iowa homeowners pay an average of $2000 per year for insurance. Learn about derecho and hail risk and how to reduce premiums.

Homeowner Insurance Guide for Illinois

September 15, 2025

Illinois homeowners pay an average of $2100 per year for insurance. Learn about tornado and hail coverage and sewer backup endorsements.

Homeowner Insurance Guide for Indiana

September 14, 2025

Indiana homeowners pay an average of $1800 per year for insurance. Learn about storm coverage and strategies to lower premiums.

Homeowner Insurance Guide for Idaho

September 10, 2025

Idaho homeowners pay an average of $1300 per year for insurance. Learn about wildfire and seismic risk factors affecting your premium.

Homeowner Insurance Guide for Hawaii

September 9, 2025

Hawaii homeowners pay an average of $1200 per year for insurance. Learn about hurricane wind policies and volcanic risk coverage.

Homeowner Insurance Guide for Georgia

September 5, 2025

Georgia homeowners pay an average of $2200 per year for insurance. Learn about coastal and inland storm coverage options.

Homeowner Insurance Guide for Florida

September 1, 2025

Florida homeowners pay an average of $4500 per year — the most expensive state for insurance. Learn about hurricane coverage and market options.