Buyers Agent
A buyer’s agent is a real estate agent who represents you — the buyer — and works in your best interest throughout the home purchase.
When you walk into an open house, the agent there works for the seller. Your buyer’s agent is the one who works for you. They find listings, schedule showings, write offers, negotiate repairs, and guide you from first search to closing day.
Traditionally, the seller paid your agent’s commission (2.5%–3% of the sale price). After the 2024 NAR settlement, buyers may need to negotiate and sometimes pay their agent directly. On a $350K home, that’s $8,750–$10,500.
What Does a Buyer’s Agent Actually Do?
- Searches the MLS for homes matching your criteria
- Schedules and attends showings
- Researches comparable sales to inform your offer price
- Writes and submits your offer
- Negotiates price, repairs, and closing terms
- Coordinates inspections, appraisals, and the title process
- Tracks contingency deadlines
A good buyer’s agent saves you money by knowing what a home is actually worth and negotiating accordingly. A bad one just unlocks doors.
Watch out for: Signing a buyer agency agreement without reading it. Since the NAR settlement changes, many agents require signed agreements before showing homes. Know the term length, the commission structure, and your ability to cancel. A 90-day exclusive agreement with a 3% commission locks you in — make sure you trust the agent first. Our buying guide explains what to look for.
Do You Need a Buyer’s Agent?
Legally, no. You can buy a home without one. But representing yourself means negotiating against a listing agent whose full-time job is getting sellers the highest price. Unless you’re an experienced investor, the expertise is worth the cost.
The right agent knows your local market, spots red flags you’d miss, and handles the 50+ steps between offer and closing. Use our affordability calculator to set your budget before your first meeting.
Can I switch buyer’s agents mid-search?
It depends on whether you signed an exclusive buyer agency agreement. If you did, you’re contractually committed for the term — usually 60–90 days. Talk to the agent first; most will release you if the relationship isn’t working. If you haven’t signed anything, you’re free to switch anytime. Just don’t string multiple agents along — it’s a small industry. Check our glossary for more on agency relationships.