Home Equity & HELOC Calculator

· Written by AskDoss Research Team

See how much equity you have and what you could borrow with a home equity loan or HELOC. Most lenders allow up to 80–85% combined loan-to-value.

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Available Equity $70,000 Based on 80% CLTV
Home Value$400,000
Current Mortgage$250,000
Total Equity$150,000
Max Borrowable (80% CLTV)$70,000
Current LTV62.5%
Combined LTV with HELOC80.0%
Mortgage Available HELOC Protected Equity

HELOC Payment Estimate

Interest-Only Payment$496/mo
Full P&I Payment$868/mo
Total Interest Cost$34,170

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