explainer

Real estate insights, market trends, and expert advice.

Pennsylvania Seller Disclosure Law: What Sellers Must Reveal

August 1, 2025

Pennsylvania seller disclosure requirements — the mandatory 14-page form, known defect categories, lead paint obligations, mold and radon disclosure, and buyer remedies for fraud.

Pennsylvania Closing Costs Explained: What Buyers and Sellers Actually Pay

July 29, 2025

Pennsylvania closing cost guide — transfer tax calculations, title insurance rates, recording fees, lender charges, and why Philadelphia transactions cost significantly more.

Pennsylvania Radon Levels: What Homebuyers Need to Know

July 27, 2025

Pennsylvania radon guide — EPA Zone 1 counties, indoor radon averages by region, testing during home inspections, mitigation system options, and real estate disclosure rules.

Property Tax in Pennsylvania: Rates, Millage, and What Homeowners Actually Pay

July 19, 2025

Pennsylvania property tax explained — how millage rates work, school vs county vs municipal levies, the homestead exclusion, and the statewide reassessment problem.

New York Closing Costs Explained: What Buyers and Sellers Actually Pay

July 15, 2025

New York closing cost guide for both sides — attorney requirements, title insurance rates, mortgage recording tax, mansion tax thresholds, and typical totals by price range.

Pennsylvania Transfer Tax Explained: What Buyers and Sellers Pay

July 15, 2025

Pennsylvania transfer tax breakdown — the 1% state levy, county and municipal add-ons, Philadelphia's high combined rate, and exemptions that can save first-time buyers thousands.

New York Rent Stabilization Explained: Tenant Rights and Rules for 2026

July 9, 2025

New York rent stabilization demystified — building eligibility, RGB annual increases, lease renewal rights, succession rules, and how HSTPA 2019 closed loopholes.

Co-op vs Condo in New York: What Buyers Need to Know in 2026

July 9, 2025

Co-op vs condo in NYC — ownership structures, board power differences, financing restrictions, subletting rules, monthly cost comparisons, and which suits your situation.

New York Transfer Tax Explained: State and City Rates for 2026

July 5, 2025

New York transfer tax breakdown — the 0.4% state rate, NYC's additional 1-1.425%, the $3M threshold jump, and negotiation norms between buyers and sellers.

California Rent Control Laws: AB 1482 and What Tenants Need to Know

July 1, 2025

AB 1482 rent control explained — which properties are covered, how the 5% + CPI cap works, just cause eviction protections, and stronger local rules in LA, SF, and Oakland.