California Transfer Tax Explained: What Buyers and Sellers Pay
June 30, 2025
California transfer tax breakdown — the $1.10 per $1,000 base rate, city surcharges, LA's Measure ULA mansion tax, and negotiation norms for buyer vs seller payment.
New York Mansion Tax Explained: Rates, Thresholds, and Who Pays
June 30, 2025
New York's mansion tax explained — the $1M entry point, progressive rate tiers up to 3.9% for $25M+ properties, why buyers pay it, and legal planning strategies.
California Fire Insurance Crisis: What Homeowners Need to Know in 2026
June 24, 2025
Why major insurers are pulling out of California, what the FAIR Plan actually covers, surplus lines alternatives, and what homeowners in fire zones should do now.
Property Tax in California: Rates, Prop 13, and What Homeowners Actually Pay
June 19, 2025
California property tax explained — the 1% Prop 13 base, voter-approved bonds, Mello-Roos districts, homeowner exemption, and actual effective rates by county.
California ADU Laws Explained: What Homeowners Need to Know in 2026
June 18, 2025
California's ADU legal framework in 2026 — which state laws override local zoning, new ownership and sale rules, size limits, setbacks, and parking requirements.